Minnesota Care

Minnesota Care MNCare Post 2014 - is a subsidized health care program for low- income people who live in Minnesota and do not have access to affordable health insurance. MNCare was created in 1992 by the Minnesota Legislature and is administered by the Minnesota Department of Human Services. It is funded by a state tax on Minnesota hospitals and health care providers, federal Medicaid matching funds and enrollee premiums. MNCare provides an alternative to private market plans for low income residents of MN. Generally those individual and families that are between 138% - 200% of the Federal Poverty Level (FPL) are considered to be eligible for MinnesotaCare. If your estimated  "Modified Adjusted Gross Income" is more than 200% of the FPL, but less than 400% of the FPL you may be eligible for advanced premium tax credit (subsidy to reduce your monthly premium). If your income is greater than 400% of the FPL you will not be eligible for a premium reduction. You can get instant Quotes on MN Health Insurance Plans here, or you can Contact one of our certified MNSure assistors for help in evaluating your health plan options.

Calculate your FPL and Possible Premium Tax Credit

How much does MinnesotaCare Cost? - MinnesotaCare does have a monthly premium fee based on your income, and has small co-pays for services. To see more information on premiums MinnesotaCare Premium Estimator Table


  • Minnesota Care Members pay a monthly premium based on income and family size
  • Minnesota Care Coverage includes medical care, dental care, mental health, and chemical dependency services
  • Minnesota Care Applicants must meet income, asset and program guidelines to qualify.
  • Minnesota Care Health care coverage begins the month after you pay your first premium.

To qualify, you must have a Social Security number, live in Minnesota, be a U.S. citizen, and not have other health care insurance now or in the last four months, including Medicare.

Click here for more information about eligibility requirements.

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