What are HSA Qualified Expenses?
MN Health Staff Writer | June 17, 2021
When looking into Health Savings Accounts, the question may arise, what can I use this on. This list shows what services are Qualified Expenses that your HSA can cover.
|
Abdominal supports Abortion Acupuncture Air conditioner Alcoholism treatment Ambulance Anesthetist Arch supports Artifi cial limbs Autoette (when used for relief of sickness/disability) Birth control pills (by prescription) Blood tests Blood transfusions Braces Cardiographs Chiropractor Christian Science Practitioner Contact lenses Contraceptive devices (by prescription) Convalescent home (for medical treatment only) Crutches Dental treatment Dental X-rays Dentures Dermatologist Diagnostic fees Diathermy Drug addiction therapy Drugs (prescription) Elastic hosiery (prescription) Eyeglasses Fluoridation unit Guide dog Gum treatment Gynecologist Healing services Hearing aids and batteries Hospital bills Hydrotherapy Insulin treatments Lab tests Laser eye surgery Lead paint removal Lodging (away from home for outpatient care)
|
Neurologist Nursing (including board and meals) Obstetrician Operating room costs Ophthalmologist Optician Optometrist Oral surgery Organ transplant (including donor’s expenses) Orthopedic shoes Orthopedist Osteopath Over-the-counter medication Oxygen and oxygen equipment Pediatrician Physician Physiotherapist Podiatrist Postnatal treatments Practical nurse for medical services Prenatal care Prescription medication Psychiatrist Psychoanalyst Psychologist Psychotherapy Radium therapy Registered nurse Special school costs for the handicapped Spinal fluid test Splints Sterilization Surgeon Telephone or TV equipment to assist the hard-of-hearing Therapy equipment Transportation expenses (relative to health care) Ultraviolet ray treatment Vaccines Vasectomy Vitamins (if prescribed) Wheelchair X-rays |
Certain insurance premiums can also be a HSA qualified expense. Most however do not. Here is a list of a few that are qualified:
- Qualified long-term care
- COBRA or State Continuatuion health care coverage
- Health care coverage while an individual is receiving unemployment compensation
- For individuals over age 65: Medicare part A or B and Medicare HMO or the employee portion of an employer health insurance plan
There are some specific expenses that are not qualified expenses under an HSA. These are:
- Any onther health insurance premiums not listed above
- Life insurance policies
- Hospital insurance benefits tax
- Nursing care of a healthy baby
- Cometic surgery
- Tooth Bleaching
Tags: