Understanding Medicare Coverage for Diabetes Supplies

MN Health Staff Writer | January 26, 2026

Diabetes is a chronic condition affecting millions, requiring consistent management and specialized supplies. Fortunately, Medicare offers coverage to help alleviate some of the financial burdens associated with managing diabetes. However, it is important to understand that Medicare Part B and Part D cover different types of diabetes supplies and medications, which can make navigating your benefits complex.

 

Medicare Part B: Coverage for Medical Supplies

 

Medicare Part B covers outpatient medical services and supplies, including certain items related to diabetes. Here's a breakdown of what Part B covers:

 

Durable Medical Equipment

 

Medicare Part B covers Durable Medical Equipment (DME), which includes items such as:

 

• Blood glucose monitors

 

• Blood glucose test strips

 

• Continuous Blood Glucose Monitor (CGM)

 

• Lancet devices and lancets

 

• Glucose control solutions

 

These supplies are essential for monitoring blood sugar levels and are typically covered if prescribed by a healthcare provider.

 

Insulin Pumps

 

For those who require an insulin pump, Medicare Part B may cover it under the DME category if deemed medically necessary. Insulin pumps that may be covered under Part B are non-disposable insulin pumps with tubing. Additionally, the insulin used in the pump is covered under Part B.

 

Preventive Services

 

Medicare Part B also provides coverage for preventive services, including:

 

• Diabetes screenings for those at risk

 

• Diabetes self-management training to help manage the condition effectively

 

Medicare Part D: Coverage for Prescription Drugs

 

While Medicare Part B covers certain supplies and equipment, Medicare Part D focuses on prescription medications not covered by Part B.

 

Insulin and Injectable Drugs

 

Medicare Part D plans typically cover:

 

• Insulin (not used in an insulin pump, which is covered under Part B)

 

• Injectable drugs for managing diabetes complications

 

• Disposable Insulin Pump without Tubing (ex, Omnipod)

 

It's important to note that coverage can vary between different Part D plans, so reviewing the formulary of your specific plan is crucial.

 

Other Diabetic Supplies

 

Medicare Part D may also cover some diabetic supplies not covered under Part B, such as:

 

• Syringes

 

• Needles

 

• Alcohol swabs

 

These items are essential for insulin administration and overall diabetes management.

 

Key Considerations

 

When navigating Medicare coverage for diabetes supplies, keep these considerations in mind:

 

• Doctor's Prescription: Coverage often requires a prescription from a healthcare provider.

 

• Participating Suppliers: Ensure that you use suppliers who participate in Medicare.

 

• Plan Formulary: Review your Part D plan's formulary to understand covered medications and their costs.

 

• Annual Deductibles and Copayments: Be aware of any deductibles and copayments associated with your plan.

 

Conclusion

Managing diabetes effectively requires access to the right supplies and medications. By understanding how Medicare Part B and Part D cover these essential items, you can better navigate your healthcare options and ensure you receive the necessary support. Always consult with your healthcare provider and review your Medicare plan details to maximize your benefits and manage your diabetes effectively. Our agents can help you find a plan that works for you and your healthcare needs.